Did you know Virender Sehwag insured his fingers during his cricketing career, while supermodel Heidi Klum had once insured her legs?
So yes, you can insure anything that’s dear to you.

“With any contract, its important to know the basics of a contract.”

Terms to remember

• Insurer: Companies like us, that provide insurance.
• Insured: You, the customer who buys the policy.
• Beneficiary: Someone dear to you or you who receives the insurance proceeds.
• Sum insured: The maximum amount you will receive if an unforeseen event takes place.

Why must you buy insurance?

• Ensures your family’s financial stability
  No matter how successful you are, unexpected medical emergencies or loss of life can create significant financial strain for your loved ones. That's why having the right protection in place isn't really about you, it's about ensuring your family has the security they need when it matters most.
• Its cheap/ It is light on your pocket
  Insurance is far more affordable than the financial impact of an unexpected loss. And when you start young, your premiums stay lower, making protection even easier on your budget.
• Peace of mind
  The premium you pay is a guarantee that the insurance company will cover the damage in case of an unforeseen event, letting you ease your mind.

“Find an insurance just for your needs and security.”

What are the types of insurance?

There are primarily two types of insurance – life insurance and general insurance.

• Life Insurance
  Life insurance is a policy that shields your family in case of your death.

  There are three types of life Insurance:

  1. Term Plan: A term insurance policy is a pure life cover. Here, you pay a premium for a specific number of years, and in case you were to meet an untimely death, the insurer pays the sum assured to your family.
  2. Endowment Policies: An endowment plan is a combination of savings and protection. with the same benefits of a term plan. However, here if you survive the policy term, you receives a lump sum payout as the maturity benefit.
  3. Unit Linked Insurance Plans (ULIPs): ULIPs are a combination of insurance and investment. The insurer can choose to invest in debt and equities. Though there are no guaranteed returns, a lump sum amount is paid to the policyholder at maturity. However, if you die during the policy tenure, the insurer pays him/her a sum assured.
• General Insurance
  General Insurance provides financial coverage for your health, vehicle, and home. This includes:
  1. Health Insurance
  2. Motor Insurance
  3. Two Wheeler Insurance
  4. Home Insurance
  5. Loan Care
  6. Personal Accident Insurance

Still wondering, why you need insurance. You shouldn’t.
Making smart investment choices is important, but so is protecting what matters most to you and your family.