Dear Customer,

Greetings from Nuvama!

Cyberthreats are looming at large and are constantly evolving in order to take advantage of online behavior and trends. It is observed that - cybercriminals have been capitalizing on this by attacking computer networks, networks systems of individuals, businesses and even global organizations.

Additionally - malware, spyware and Trojans like Eventbot, Cerberus, Adwind JavaRAT, JsOutProx RAT are embedded in websites or are sent as spam emails to trick users to download malware to their computers or mobile devices. To update you, the malware abuses Android's in-built accessibility features to steal user data from financial applications, read user SMS messages and intercepts SMS messages allowing itself to bypass two-factor authentication. They could also use spear-phishing emails posing as either RBI or a large banking organization intending to influence the user to place their trust and click the links in the mail. With such an increase being noted, its' important for us to focus on cybersecurity, whether it's for yourself or your workplace.

We recommend the following Do's as guidelines to keep away from malicious e-mails / SMS

Do's

• Always check if the sender's email address looks different from their display name. example : where your service provider is Airtel but address looks like www.irtel.com etc.
• Check if the mail / SMS has spelling mistake or has grammatical errors or is unprofessionally drafted - this is a clear signal that it's a spam mail.
• Check if the mail is sent from unknown source/person or e-mail has unknown URLs.
• When downloading an app - Verify app permissions and grant only those permissions which have relevant context for the app's purpose.
• Install apps downloaded from reputed application market.
• Avoid using unsecured, unknown Wi-Fi networks. There may be rogue Wi-Fi access points at public places used for distributing malicious applications.
• Transact on https websites only.
• Install and update your virus detector software always.

Dont's

• In settings, do not enable installation of apps from "untrusted sources".
• Never share your login id and password with any person.
• Do not click on the links of unknown users.
• Never reply to any e-mail/ SMS which asks you to confirm your personal details.

We at Nuvama recommend that you should stay alert and refer to security best practices for mobile phone users by clicking here.

Stay Alert - Stay Safe!

Your experience matters to us, and we take it personally to ensure you receive the best service every step of the way.

Warm regards,
Team Nuvama*

*Nuvama refers to Nuvama Wealth and Investment Limited